For more information about the raise, look here.
Saving for retirement almost painlessly: This is a great time to start a 401K or to increase the amount you have deducted for your 401K. If you start the deduction at the same time as your raise comes, you won't miss the money! (At least not as much.) For more info, register on the Fidelity website, or call Fidelity at 800-343-0860.